Money is a way to buy, save, and invest.

It can be physical (cash) or digital (bank cards, apps).

We earn money through work, selling, or gifts.

Spending wisely means choosing needs over wants.

Budgeting helps track income and expenses.

Savings accounts store money safely for the future.

Interest helps your savings grow over time.

Credit lets you borrow money but must be repaid.

Investing helps build wealth with time and patience.

Financial literacy helps you make smart money choices.