Money is a tool for buying goods and services.

It acts as a unit of account and a store of value.

Money comes in many forms: cash, credit, and digital.

Managing money wisely prevents financial problems.

Saving helps prepare for unexpected expenses.

Investing can grow your money over time.

Budgets help track income and spending.

Understanding interest is important for loans and savings.

Money affects personal and national economies.

Learning about money improves financial independence.