Use online student loan simulators to project your future monthly payments.

Enter your estimated total loan amount, interest rate, and repayment term.

Explore different repayment plans, like the standard, graduated, and income-driven options.

See how your monthly payment would change based on your potential starting salary.

Understand how interest accrues and how it impacts the total amount you'll repay.

Use these tools to make informed decisions about how much to borrow for college.

Visualize the long-term financial impact of your student loan debt.

These simulators can be a powerful reality check and a motivator to borrow wisely.

Find these tools on official government websites and from reputable financial organizations.

Don't take on debt without first understanding what it will look like to pay it back.